We are known for The Telos Formula and our focus on independent, proactive personal financial advice. Like our name, we become the “center-point” or the point of contact for all of our clients’ wealth management concerns. Our goal is to have all of our clients view us as their personal CFO.
The Telos Formula is a proprietary process and is core to your relationship with Centerpoint Advisory Group. It is a client centered, life encompassing, strategic planning process. Our goal is to integrate investment consulting with appropriate risk and debt management, tax planning, cash management and philanthropy. Our goal is to take all unique pieces of your financial life and put them in place. Some may not seem relevant at this time, but as your life unfolds and your needs evolve, Centerpoint Advisory Group and the TELOS FORMula follow a process that helps you pursue all that is important to you and your Ideal Life
We help you implement solutions, with strategies that may reduce risk for many possible outcomes, without apprehension. There is no “one-size-fits-all” when it comes to planning for your future. And because we’re an independent firm, we’re under no obligation to utilize proprietary products or services. That means we’re selective in offering only those investment solutions and services we believe are best suited to help meet your financial objectives.
The Financial Advisors at Centerpoint Advisory Group provide independent, unbiased personal financial advice and services in close cooperation with your other professional advisors. Depending on the level of sophistication needed, our team includes tax professionals, legal advisors as well as corporate trust services. Our specialization is Investment Management. As part of our Telos Formula, we review cash flow and tax strategies, estate planning techniques and risk management. Centerpoint Advisory Group delivers and coordinates a full range of financial services for individuals, families, medical specialists and small business owners.
Centerpoint Advisory Group will tailor a unique investment strategy for each client. First, we draft an Investment Policy Statement outlining your objectives, targeted investment returns and risk capacity – both emotional and financial.
Next, we develop and implement each client’s approved investment program. Our investment selection process combines both quantitative and qualitative screening factors and analysis. The quantitative component involves ranking managers within each asset class based on criteria including risk-adjusted performance, style adherence, alpha, Sharpe ratio, Beta, correlation with other assets, etc. Our qualitative review step includes meetings and phone calls with portfolio managers and company representatives, in-depth review of the manager’s investment process and philosophy, the organizational structure of the firm, experience and tenure of the investment management team, firm ownership interests in the investments they manage and other items.
Finally, Centerpoint Advisory Group monitors your investments and overall portfolio strategies for changes that can affect the pursuit of your goals. Not only do we watch over your portfolio for changes that may indicate underperformance, we feel it is equally important to monitor and make adjustments to our advice based on your ever-changing life. This includes items such as your risk capacity, family, goals and lifestyle.
Our advisors are independent, and primarily provide fee-based Investment Management through Centerpoint Advisory Group, a registered investment advisor. This limits the potential conflicts of interest that can develop with proprietary product based firms. For clients with limited needs or that prefer other arrangements, we remain flexible with other options available through LPL Financial.
Our advisors are independent, and primarily provide fee-based Investment Management. A majority of our clients prefer the institutional advisory platform (offered through LPL Financial) that allows us to pick the most suitable investments, money managers and financial products available that can help address your goals. This limits the potential conflicts of interest that can develop with proprietary product based firms. For clients with limited needs or that prefer other arrangements, we remain flexible with other options available.
Yes, Centerpoint Advisory Group clients have online access to view their accounts. Additionally, clients may have access to the Centerpoint Advisory Group’s Wealth Management System. This single secure location streamlines your accounts from over 5,000 providers (i.e. 401(k), bank, brokerage accounts, etc.). It also includes your assets, private documents, insurance coverages and your retirement and cash flow models. They are up-to-date and accessible whenever you want them.
Centerpoint Advisory Group clients do on occasion have access to certain products that may not be available through other channels. Additionally, through our relationship with our broker dealer, LPL Financial, we have been able to obtain discounts or special share classes with many of the money managers that we use. These are due to economies of scale and the professionals at Centerpoint Advisory Group receive no special compensation from the managers we recommend.
Yes. Clients often come to Centerpoint Advisory Group with various trusted advisors but with no one advisor overseeing the whole. By coordinating your professional advisors and ensuring the congruency of each professional’s advice, Centerpoint Advisory Group integrates and enhances the value that each provides.
